What Are My Transaction Limits?
Peanut transaction limits depend on your region and the type of operation. Users in the US, Europe, and Mexico have no hard limit. Users in Latin America have a $2,000 USD monthly limit that can be increased with additional documentation. Crypto operations have no limits at all.
Limits by Region
US, Europe & Mexico
- No hard limit on deposits, withdrawals, or payments
- Transactions above $100,000 may trigger additional manual review
- No per-transaction cap
Argentina, Brazil & Rest of Latin America
- $2,000 USD per month — combined across bank deposits, bank withdrawals, QR payments, and cash ATM withdrawals
- Resets at the start of each calendar month
- Can be increased by submitting additional documentation — contact support
QR Payments — Foreign Users
- Users paying with QR in Argentina or Brazil without local verification have a $2,000 per transaction limit
Crypto Transactions
- No limits — send and receive freely between wallets
- No verification required for crypto deposits or withdrawals
Cash ATM Withdrawals
- Limits are set by the ATM operator, not by Peanut
- Vary by machine and network
What Counts Toward the Monthly Limit
In Latin America, the $2,000 monthly limit covers:
- Bank deposits (SEPA, ACH, wire)
- Bank withdrawals
- QR payments (Mercado Pago, Pix)
- Cash ATM withdrawals
It does not count crypto deposits or crypto withdrawals — those are unlimited.
FAQ
How do I check my remaining limit?+
Your current limit usage is visible in the app. Contact support if you need details on your specific limit status.
Can I increase my limit?+
Yes. In Latin America, the $2,000 monthly limit can be increased by submitting additional identity documentation. Contact support to start the process.
Do crypto transactions count toward my limit?+
No. Crypto deposits and withdrawals have no limits and are not counted against your monthly fiat limit.
What happens if I hit my limit?+
You will not be able to make additional fiat transactions until the next calendar month. Crypto transactions remain available without limit.
Why is my limit different from someone else's?+
Limits are regional, not individual. They depend on which payment provider handles your region — Bridge (US/EU/Mexico) or Manteca (Latin America).